12. Licensing and intellectual property

12.1. Our holdings/ Ownership

We retain ownership and/or control, as appropriate, over the Services and Website and all associated intellectual property rights (collectively, "Intellectual Property"), including all copyrights, trademarks, domain names, logos, trade secrets, patents, and other intellectual property rights that exist now or in the future. Unless as provided in these Conditions or with our express written consent, you are not entitled to use our intellectual property (which you can seek by contacting us using the contact details above).

12.2. Your holdings/ Ownership

You retain ownership of the data, information, or other contents you provided for your Account or through the use of our Services during our relationship with you. Additionally, as further described below, you have the authority to grant the rights outlined in these Terms.

12.3. Permission to use your information

You grant PlexPay a worldwide, free of charge, sub licensable, and transferable right to use, reproduce, distribute, create derivative works of, and display the information (including any content) that you upload, store, send, or receive on or through the use of the Services and/or Website in order for us to provide our Services and/or Website to you in the best manner possible. We will only use these rights for the specific purpose of delivering our services, such as displaying your profile image.

12.4. Your permission/ right to use the Services

We grant you a revocable, non-exclusive, non-sub licensable, and non-transferable permission to use the Services for the sole purpose for which they were intended, subject to and in compliance with these Terms, so that you can get the Services at the highest standard possible. You are not given any additional rights, whether explicitly or implicitly.

12.5. Intellectual property infringement

Please contact us right away using the information provided above if you think a third party is misusing our intellectual property. We reserve the right to immediately cancel your Account if we suspect that you are violating (or otherwise misusing) our intellectual property or the intellectual property of another.

13. DISCLAIMER

The following disclaimers apply at all times when you access and accept the provision of the Services and/or the Website at your own risk:

• Both the Website and the Services are offered "as is" without any express or implied guarantees;
• No guarantee is made that the Services or Website will be available, error-free, secure, safe, or that they will operate without interruptions, delays, or flaws; this includes any information provided by us being accurate, complete, or useful.
• We have no control over how or when users access our services or website, and we are not accountable for doing so.
• The activities or information (including content) of our users or other third parties are not under our control, and we have no obligation to do so.
• The aforementioned disclaimers shall be applied to the utmost degree that the law will permit.